Dr. S.M. Jawed Akhtar is Professor in the Department of Economics at Aligarh Muslim University, Aligarh. Presently he is working as the Finance Officer of Aligarh Muslim University, Aligarh since April 2015. He has been actively engaged in teaching and research for more than two decades. He was awarded gold medals for securing first position at B.A (Hons.) and M.A (Economics) of the same university. His area of interest is Financial Institution and Markets, Economics of Education and Health and Rural Development. He has recently completed a Major Research Project funded by UGC entitled "Performance Evaluation of MGNREGS in Aligarh District of UP". He is also working as Co-Project Director on 'Digital and Financial Literacy for Rural India'. He has authored thirteen books and more than sixty research papers have been published in national and international journals of repute.He is a recognized research guide and several Ph.D degrees have been awarded under his guidance. He is an active member of several academic bodies.